Welcome to The Royal Bank of Scotland Group Site.
Additional text has been added to aid users who may be using screen readers to view this site. If you are reading this text on your screen then either, the style sheet (CSS) file has failed to load, in which case you should refresh your screen or, your browser may not support style sheets. Find out more about which browsers support style sheets on the World Wide Web Consortium website.
Skip to main contentWhat follows is a list of links to the main sections of the site. If you wish to skip to main content you can.
Skip to main contentWhat follows is a list of main links to this sections of the site. If you wish to skip this you can go to main content.
The breadcrumb to your current location is:
Please read our legal information before viewing this information.
| Group including ABN AMRO (1) | Group excluding ABN AMRO | Group excluding ABN AMRO | |
| Financial Highlights | 2007 £m |
2007 £m |
2006 £m |
|---|---|---|---|
| Total income | 31,115 | 28,864 | 28,002 |
| Operating expenses(2) | 14,053 | 12,173 | 12,525 |
| Group operating profit(3) | 10,282 | 10,298 | 9,414 |
| Profit before tax | 9,900 | 10,066 | 9,186 |
| Profit attributable to ordinary shareholders | 7,303 | 7,545 | 6,202 |
| Balance Sheet Highlights | 2007 £m |
2007 £m |
2006 £m |
| Total assets | 1,900,519 | N/A | 871,432 |
| Total loans and advances to customers (net) | 829,250 | N/A | 466,893 |
| Shareholders' equity | 53,038 | N/A | 40,227 |
| Key Ratios | 2007 | 2007 | 2006 |
| Cost:income ratio (%)(4) | N/A | 40.7 | 42.1 |
| Basic earnings per ordinary share (pence) | 76.4 | 79.8 | 64.9 |
| Adjusted earnings per ordinary share (pence)(5) | 78.7 | 81.7 | 66.7 |
| Adjusted after-tax return on ordinary equity (%)(6) | 19.9 | 20.4 | 19.0 |
| Capital ratio | 2007 | 2007 | FY 2006 |
| Risk asset ratio - tier 1 (%) | 7.3 | N/A | 7.5 |
| Risk asset ratio - total (%) | 11.2 | N/A | 11.7 |
| Other Information | 2007 | 2007 | 2006 |
| Employee numbers | 226,400 | 136,600 | 135,000 |
| Weighted average number of shares on issue (million)(7) |
N/A | 9,557 | 9,555 |
| Period-end number of shares on issue (million)(7) |
10,006 | N/A | 9,459 |
The above data does not represent statutory accounts but has been extracted thereof.
(1) Includes ABN AMRO from date of acquisition, 17 October 2007.
(2) excluding purchased intangibles amortisation and integration costs.
(3) profit before tax, purchased intangibles amortisation and integration costs.
(4) the cost:income ratio is based on total income and operating expenses as defined in (1) above, and after netting operating lease depreciation against rental income.
(5) adjusted earnings per ordinary share is based on earnings adjusted for purchased intangibles amortisation and integration costs.
(6) excluding the deferred tax of the change in the UK corporation tax rate from April 2008
(7) prior period data have been restated to reflect the two for one bonus issue of ordinary shares in May 2007
The above data does not represent statutory accounts but has been extracted thereof.