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Key financial data
Historic Group and divisional performance is available to download in excel format within our financial supplement.
Download (XLS, 918KB)
| Core Business: | Q1 13 | |
| Operating profit1 | £1.3bn | Resilient start to year |
| Return on Equity2 | 8.2% | Core ex Ulster RoE 10.3% |
| R&C NIM | 2.90% | Broadly stable NIM, expect gentle uplift from here |
| Cost : income ratio4 | 64% | Costs down 10% YoY |
| Impairments | £0.6bn | Down 20% QoQ, Ulster down 39% YoY |
| Loan : deposit ratio5 | 90% | Strong position maintained |
| Group Progress: | ||
| Operating profit | £0.8bn | +50% QoQ driven by lower Non-Core losses and seasonally higher Markets |
| Non-Core funded assets | £53bn | Further £6bn reduction QoQ in constant currency driven by run-off and sales |
| Capital strength | 10.8% | CT1 ratio increased 50bps driven by RWA reduction. FLBIII CT1 ratio increased 50bps to 8.2% |
| Pre-tax profit | £0.8bn | QoQ reduction in below the line items supports profitability |
Notes:
- 1 Excluding own credit adjustment (OCA).
- 2 Equity allocated based on share of Group tangible equity.
- 3 Ongoing businesses.
- 4 Adjusted C:I ratio net of insurance claims.
- 5 Net of provisions.